Industrial Credit and Investment Corporation of Indian (shortly know as ICICI Bank) provide personal loans for any personal financial needs like buying new laptop, marriage-related expenses, renovate the residence, child's higher edification etc
Features and profit of ICICI Personal Loan
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Loan up to Rs. 10 lakhs
No safety/guarantor required
Faster dealing out and minimum documentation
Attractive rates of interest
Flexible repayment alternative of 12-48 months
Eligibility circumstances for ICICI Personal Loan
Employment type : Employee of community limited companies, private limited companies, government companies or MNCs or self employed among income proof
Age of applicant: 25 years to 58 years (at end of loan term)
Work experience: Minimum 2 years
Time in current residence: Minimum 1 year
Net periodical income: Minimum Rs 20,000
Interest Rates:
| time | Amount (Rs.) | Rate (%) |
| 0 - 0 | N.A. - 1,500,000.00 | 11.00 |
Interest Rate (Monthly reducing balance): 16% to 24% fixed
Processing Fees: 2% to 3% of loan amount
Loan Tenure: 1 year to 4 years
Pre-closure Charges: 4% of pre-closed amount
Loan Amount: Rs. 1 lakh to Rs. 10 lakhs
Guarantor Requirement: No backer required
Documents:
Evidence of individuality (Voters ID or PAN Card, Driving License, any one of Passport)
Evidence of Residence (any one of Ration certificate, Passport, Electricity/telephone Bill, LIC Policy reception)
Recent 3 months Bank report (where salary/income is credited)
Income slips for previous 2 months
At present catch least personal loan interest rate in 2 minutes as of HDFC Bank, CitiFinancial and others
Just fill the online submission Form moreover our representative will get in touch with you shortly.
